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To calculate your monthly payment at 1.95%, you must multiply your loan amount by 3.7. (  100k times 3.7 =$370. principal and interest

Cash Flow Plans

There is a unique way of doing a mortgage. These cash flow plans are designed to offer preset payments for at least five to seven years and reduce your payments by approximately 40%. These mortgage plans are designed to help everybody concerned about cash flow, and have become extremely popular in the last decade. They are designed to create substantial cash flow that can be utilized for jump starting a retirement plan or college fund or simply to pay off high interest rate credit cards or for paying down the principal directly! They are offered by two of the nation's largest lenders. The objective of the plan is more equity, a retirement income, and dramatically cheap payments. It has been said that in the future, this will be the way most mortgages are done. It has been called the term insurance of the mortgage industry.

A financial Strategy that works for you Read More

According to TIME magazine, nearly half of all households saved no money last year and 70% of Americans believe they will live well in retirement and only a third have calculated what they are going to need Read More

The following study is a generic educational overview of the low 1.95% payment rate product.